Services Designed
Around You.
Every service we offer is built on the premise that your financial life is unique. We do not sell products, we engineer strategies.
Comprehensive Wealth Planning
A full-spectrum financial plan covering investment strategy, tax optimization, insurance needs (through our financial planning corporation, separate from Maple Groove Wealth Planners), estate planning, and retirement projections. Updated annually and accessible through your client portal.
- Net worth analysis
- Cash flow modelling
- Tax-efficient investment structuring
- Annual plan reviews
Individual Pension Plans (IPP)
For incorporated business owners and executives, an IPP can provide significantly higher tax-deductible contributions than an RRSP. We handle the actuarial work, CRA registration, and ongoing administration.
- Actuarial valuation
- CRA registration support
- Contribution optimization
- Integration with corporate tax strategy
Mortgage & Real Estate Strategy
Mortgage analysis that goes beyond rate comparison, we model the full financial impact of real estate decisions on your overall wealth plan, including leverage, cash flow, and opportunity cost.
- Mortgage strategy analysis
- Rental property analysis
- Smith Manoeuvre structuring
- Real estate vs. investment comparison
Business Owner Planning
Specialized strategies for incorporated professionals and business owners: corporate investment accounts, holding company structures, salary vs. dividend optimization, and succession planning.
- Corporate investment strategy
- Holding company setup
- Salary/dividend optimization
- Business succession planning
Portfolio Management
Discretionary and advisory portfolio management spanning the full investment universe, from ETFs and mutual funds through to pension-style investments, private equity, private credit, preferred fixed-rate reset shares, convertible bonds, new issues, IPOs, flow-through shares, options, futures, commodities, farming investments, and a broad range of structures inaccessible through self-directed trading platforms.
- Risk-profiled asset allocation
- Rebalancing & monitoring
- ESG investment options
- Alternative asset access
Estate & Legacy Planning
Ensuring your wealth transfers efficiently and according to your wishes. We coordinate with your legal and tax advisors to implement strategies that minimize probate, taxes, and family conflict.
- Beneficiary designation review
- Trust strategies
- Life insurance for estate needs
- Charitable giving structures
Go Deeper on the Strategies
Our Insights articles explain the thinking behind each service in plain language.
Not Sure Where to Start?
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